How Our Legal Framework Applies to You
Our terms of service govern every interaction you have with this platform — from the moment you open an account through to any withdrawal you initiate via DANA, OVO, GoPay or QRIS. We collect only the account data needed to operate your wallet and verify transactions;
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we do not sell personal data to third parties. Access to certain features depends on local law, and where restrictions apply in your region, the platform will communicate that clearly inside your account dashboard. We update these terms when regulations or our service model change, and
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we notify you by email at least seven days before any material change takes effect. All disputes are handled through our internal resolution process first, followed by applicable jurisdiction channels. Retention of your account data follows the minimum period required by applicable local standards, typically no
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longer than five years after account closure.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.